Judging from throughout the United States, the Federal Reserve recently released data show that despite the October U.S. consumer credit increased at an annual rate of 33 billion U.S. dollars, but for areas such as credit card revolving credit fell by 56 billion U.S. dollars, a decline of 8.4%, this is the American people credit cards and 26 consecutive monthly decline.
National Retail Association chief executive Matthew Shea (M atthew Shay) that many American families this year, out shopping, would choose the credit card at home, in order to ensure that only a single purchase on the shopping list and budget within the scope of items.
If you want to analyze the deep-seated reasons behind the trend, Virginia, a chain bookstore Barnes & Noble (Barnes & N oble) the cashier that Brian does have a unique persuasive. In order to earn some living expenses, Brian Washington, the east coast of the Potomac River during the day as a cashier in a cafe, a bookstore at night to the West Bank as a cashier. This unique perspective on the stand, he found that coffee shop in Washington, every ten people, some have five customers to use debit cards and cash, and five customers with a credit card; but in a bookstore, eight more customers will use credit cards.
When the communication from the reasons behind this phenomenon, as economist Brian as sharp view: "the people of Virginia, is relatively more affluent side of it, we dare to continue to use credit cards and generous nature to spend money."
No comments:
Post a Comment